New Challenges Awaiting High Cost Short Term Lenders as They Diversify into...
High Cost Short Term (HCST) lenders have been facing several challenges within the industry and there is no sign of this of easing. As such many HCST lenders are looking to diversifying into...
View ArticleE-commerce: How could you use PSD2 to your competitive advantage?
The 2nd Payment Services Directive (or PSD2 for those in the know) is on it’s way. It’s arrival may have been delayed with some retail organisations looking to push the date back due to a lack of...
View ArticleAuthorised Push Payment (APP) fraud – Arriving at a customer experience that...
There doesn’t seem to be a week go by when fraud is not covered by the mainstream press and the last two months have been no different. At the end of May the Payment Systems Regulator announced the...
View ArticleIn review: Consumer Experience Summit 2019
TransUnion customers enjoyed a day of inspiration, innovation and insight at our Consumer Experience Summit at Tobacco Dock, London yesterday. CEO of TransUnion in the UK, Satrajit “Satty” Saha...
View ArticlePSD2 Requirements: Responding to Key Market Trends
The revised Payment Services Directive (PSD2) is changing the rules of the game for the payment industry. By September 2019 Payment Service Providers (PSPs) in the European Economic Area (EEA) have to...
View ArticleSupporting sustainability is just one of the themes in our annual Corporate...
Rebecca Aberdein, HR Director for TransUnion UK explains the company’s pledge to support the environment. Here at TransUnion, we’re committed to doing our part for the environment and have recently...
View ArticleFaceApp: For the LOLZ to OMG…
The FaceApp phenomenon is a microcosm of consumer interest in privacy; they have a rising awareness of how data is being used but ultimately this is outweighed by a love for ephemeral, gimmicky apps....
View ArticleFreshers’ finance – student life and credit scores
This year will see record numbers of school leavers going to university, with figures from UCAS showing 275,520 had applied by July, whilst many more will go through the clearing process now that...
View ArticleNavigating Loyalty, Promotional Abuse and ATO Fraud Challenges in the Travel...
Loyalty programmes are a fantastic way to drive customer engagement, particularly in the travel industry. The irony is that loyalty schemes can also be reputationally risky and drive customers away...
View ArticleMerchants Given a Reprieve with Recent Opinion on SCA
For those still working to implement Strong Customer Authentication (SCA) to meet PSD2 requirements, the recent European Banking Authority (EBA) opinion on SCA could provide much needed respite. But...
View ArticleDeveloping a data mindset
Earlier this year, TransUnion contributed to the government’s white paper on the use of data and analytics to counter fraud, which was published as part of a public consultation. Given that fraud costs...
View ArticleIs e-gaming an open beta for fraudsters?
Money mules is a largely unreported crime playing an integral role in money laundering, a criminal activity the National Crime Agency estimates costs the UK economy £100billion each year. A joint...
View ArticleTackling Fraud in Retail on Black Friday
Ryan Kemp, director of retail at TransUnion in the UK advises retailers on how to tackle the fraudsters as the peak online shopping period draws near This year’s Black Friday offers a fantastic...
View ArticleConsumers cut back on Christmas spending
Plans for Christmas 2019 are being reined in across the country due to financial concerns, with one in four (39%) consumers cutting back on spending, according to TransUnion. The global information and...
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